CFA charterholder · Value diagnostic
X marks the value.
A CFA charterholder reviews your numbers to find hidden cash, margin and valuation upside. No value found — no fee.
Section I
Where treasure hides
Cash leaks & vendor overpayments
Duplicate bills, stale subscriptions, contracts that drifted above market.
Pricing & margin
Discounts nobody approved, price lists that never moved with costs.
Working capital
AR that ages too long, AP paid too early, inventory sitting idle.
Financing costs & cash runway
Expensive debt, idle balances, and a runway you can actually trust.
Unit economics
Customers, products or segments that quietly lose money.
Valuation & fundraising readiness
The numbers investors and buyers will scrutinise — fixed before they ask.
Section II
The route
Map
Share your financials and join a 30-minute call. We agree on scope and fee.
Dig
A 2-week diagnostic of your statements, ledgers and model.
Treasure
A written report with quantified, ranked findings and an action plan.
The guarantee
“If the diagnostic doesn't identify at least 3× its fee in documented savings, cash or value upside, you pay nothing.”
How we define value
Quantified annual savings, one-time cash released, or measurable valuation impact — each documented in the report.
Charter
Your navigator
Sergei Mochtchenkov, CFA
Fractional CFO across real estate, tech/AI, e-commerce, construction, education and film.
- 20+
- years in finance
- 300+
- clients advised
- $1B+
- debt & equity transactions
Who it's for
- Founders and owners of businesses with $1M–$50M revenue
- Companies without a full-time CFO
- Leaders who suspect money is leaking somewhere
- Teams preparing to raise capital or sell
Who it's not for
- —Pre-revenue ideas without financials
- —Bookkeeping or tax filing needs
- —Companies unwilling to share real data
- —Large enterprises with a full finance team
Questions
What does it cost?+
A fixed fee agreed on the first call, scaled to your company's size and complexity. No hourly surprises.
What if you find nothing?+
If the diagnostic doesn't identify at least 3x its fee in documented value, you pay nothing.
What data do you need?+
Typically 2–3 years of financial statements, general ledger export, AR/AP aging, key contracts and any financial model.
Is my data confidential?+
Yes. An NDA is signed before any data is shared, and everything is handled under CFA Institute ethical standards.
Do you offer ongoing CFO work after?+
Yes — many clients continue with fractional CFO support to execute the action plan. It's optional.
Every business has buried treasure. Let's find yours.
Prefer to write?
Tell me a little about your business.